gorgeous watercolor wristlet/wallet wristlet strap is removable but doubles as the zipper pull for the 3/4 zip, inside has 12 card slots, zippered pocket, cash pockets (I can fit my phone in one of the pockets) fits everything I need without the bulk of a purse 👛 there are some discolorations from normal use, the exterior can be wiped off for ease of cleaning thanks for looking and happy Poshing 😊