Buy now, pay later with PayPal Enjoy now. Pay later 🤑

Flexibility to pay the way that works for you Buy now, pay later with PayPal Enjoy now. Pay later. Time, flexibility, and security are on your side. Buy what you like and break the payments up over weeks or even months. How Pay Later works What is Pay in 4? Pay in 4 is an interest-free installment loan that lets you split your purchase into 4 repayments, with the down payment due at the time of the transaction and 3 subsequent repayments made every 15 days thereafter. How can I pay with Pay in 4? Pay in 4 will appear as a payment method for eligible shopping cart values between $30 to $1,500 when you check out with PayPal. Upon applying, you'll receive a decision within seconds, although not every application will be approved.

Availability depends on your state of residence, and you must be at least 18 years of age (or the age of majority in your state) to apply. You must also have a PayPal account in good standing or open a PayPal account to apply.

Pay in 4 is not available for certain merchants and goods. Offer availability depends on the merchant and may not be available for certain recurring subscription services.