Interior organizer includes business card pockets and file folder. Pen loop. Signature Cutter & Buck lining. Includes Cutter & Buck 8.5" x 11" writing pad. Interior organizer includes business card pockets and file folder on the interior and front cover. A pen loop and a Cutter & Buck 8.5" x 11" writing pad. This is actually a dark brown, even though the photos turned out more black. Has a company logo on the front right bottom. Could easily adhere a patch over it to make your own. No pen. Light wear, scratching.