Spotless inside and out This bag has three textures and four colors of genuine leather. The center panel is Ironwood Melbourne leather, a dark brown with silver tipping, bordered by Metallic Taupe Lizzard leather The sides are a solid Cocoa Melbourne leather The bottom and bottom panels are Black Lizard leather The handles, strap, and side trim are smooth black leather Back slip pocket Large interior zip pocket Two interior slip pockets Pen loops Key clip 4" handle drop Removable, adjustable, shoulder/crossbody strap with a 13" to 25" drop Matching Soft Checkbook Wallet listed separately Reasonable offers are welcomed and often accepted!