If the fresh quilted design (that's water-repellent), dual-compartment interior, and secure phone pocket don't convince you that this sporty IHKWIP tote is your new mid-size must for shopping, social outings, and crosstown commutes, here's what will: a sneaky bottom compartment designed to hold your umbrella. Mic drop! From IHKWIP. Not all cards contain RFID contactless technology--this product only helps protect cards with RFID contactless technology Quilted water-repellent body; double handles; adjustable and removable crossbody strap; magnetic snap and zip closures; front pocket with magnetic snap closure and key leash; back soft-lined phone pocket with zip closure, bottom zip compartment designed to hold a compact umbrella, not included Lined interior with built-in RFID card slots; magnetic snap compartment with two slip pockets and two pen holders; zip compartment with clear-view zip pocket, slip pocket with magnetic snap closure, cargo pocket, and insulated water bottle holder Measures approximately 16.5"W x 5.5"D x 11"H with a 28" to 56" strap; weighs 1 lb, 2 oz Iridescent Shimmer: body 100% polyester; lining 100% recycled polyester Other Colors: body 100% nylon; lining 100% recycled polyester Imported smoke free pet friendly home