Michael Kors tunic/coverup

Brand new with tags, navy/white/tan flower pattern deep v-neck tunic top by Michael Kors. Purchased at Macy’s. I believe it was purchased in the swimsuit section (the material is stretchy, 85% nylon, 15% spandex) and would be great as a bathing suit coverup, but also could work as cute top with capris or jeggings (most likely what I purchased it for!). Navy tie sash around waist that can be removed if desired, as shown in last pic.