Initials JM on front of wallet. Never used but slight scuff marks on back cash strap from being in a drawer. Blue shiny color. Currently on website for $95! The Ridge is a minimalist, RFID-blocking wallet. The main cardholder uses elastic to expand to hold up to 12 IDs and credit cards. The typical leather bi-fold gets packed with faded receipts and unnecessary cards, resembling something more like a suitcase rather than a wallet. The Ridge is minimalist without being limiting. It’s about carrying less but always having what you need.