Try Affirm!!

So this app offers Affirm It’s not a credit card It’s a payment plan that you choose out of the three monthly payment options, then make the payments until it’s paid off!! This has saved me for times when I saw something for an event or a had to have item. It’s kinda like a layaway. Some clothing stores offer it on their sites as well. It’s better than KLARMA. Which takes a payment every two weeks.