This cardigan is absolutely gorgeous, it's just too big for me. Purchased about 10 years ago and only worn a handful of times. It comes with a belt, but I removed the belt loops on the cardigan because I never used them. The cardigan looks great alone just hanging over a cami or a tank. When I did wear the belt I put it through belt loops on jeans, or as a scarf. This piece can easily be dressed up or down. I wore it with jeans, cream camisole, and a cute pair of heels or boots. I'm sad to part with this because it's so beautiful, but it just sits in my closet and never gets worn. I'm 5'5" and it's just too big. Hoping to find a good home for her. :)